Free SHINE Checking
SHINE Checking is a free, interest-bearing account that rewards you with CD-like yields and ATM fee refunds nationwide just for banking efficiently! Simply use your debit card at least 12 times each qualification cycle, receive e-statements, and have a direct deposit or automatic debit on your account to qualify.* These services make life simpler and more convenient, and now you can be rewarded just for using them!
Benefits:
- No Minimum Balance
- No Monthly Service Charge
- Free Online Banking with Web Bill Pay
- Unlimited Check Writing
- ATM refunds nationwide
- 4.50% APY* on balances up to $25,000
- 1.01% APY* on balances over $25,000
- 0.10% APY* even if you don’t qualify
Qualifiers
Perform these qualifiers every qualification cycle:
- Make 12 debit card transactions
- Have one direct deposit or automatic debit
- Enroll and receive e-Statements
*Annual Percentage Yield (APY) effective as of 04/21/2008. $50 minimum deposit to open. APY of 4.50% paid on balances up to $25,000; 1.01% APY paid on balances over $25,000, and ATM fees refunded if the following requirements are met each qualification cycle: direct deposit or ACH auto debit, e-Statement, and 12 debit card point-of-sale transactions. Qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If requirements are not met, APY of 0.10% will be paid on entire balance and no ATM refunds will be applied. Rates subject to change after account opening. Fees may reduce earnings. Powered by BancVue.
